Seniors and people with disabilities may be eligible for various Medicaid waivers to cover care services. With these programs, states can waive certain requirements that may make individuals ineligible for assistance. This article will guide you through everything you need to know about the Kentucky Medicaid Waiver Program.
Kentucky Medicaid Waiver Program: What You Need to Know
Overview of Kentucky Medicaid Waivers
Kentucky offers six primary Medicaid waivers, each designed to address specific care needs:
- Acquired Brain Injury (ABI) Waiver: This waiver is for people 18 and older with brain injuries who need nursing-level care.
- Michelle P. Waiver (MPW): Supports people with intellectual or developmental disabilities who need special care.
- Home and Community-Based (HCB) Waiver: This waiver helps seniors 65 and older and people with physical disabilities who qualify for nursing home care.
- Model II Waiver (MIIW): For people who need a ventilator for more than 12 hours a day.
- Supports for Community Living (SCL): Helps people with intellectual and developmental disabilities live in their communities.
- Acquired Brain Injury Long-Term Care (ABI LTC): Provides long-term care for people with brain injuries.
Services Offered
Medicaid waiver programs can provide various services depending on the individual’s needs. These services include:
- Personal care help
- Respite care for family caregivers
- Help with housework
- Changes to the home, like adding wheelchair ramps
- Adult day health programs
- Supported employment
People can choose care from traditional service agencies or manage it directly through Participant-Directed Services (PDS).
Eligibility Requirements
To apply for a Kentucky Medicaid waiver, applicants must meet certain requirements. The following are the requirements in 2024:
- Age or Disability: You must be 65 or older or have a physical, intellectual, or developmental disability.
- Financial Limits:
- Income: $2,829 or less per month.
- Assets: $2,000 or less (some exceptions apply).
- Medical Need: A doctor must confirm that the individual needs nursing home care.
It is important to note that eligibility can change with time. Income and asset limits may also vary for couples.
How to Apply
There are three steps to apply for a Kentucky Medicaid waiver:
- Check Financial Eligibility: Make sure your income and assets meet the Medicaid requirements.
- Submit an Application: You can apply online through the Kynect portal or at local offices.
- Wait for Approval: Some waivers have waiting lists because many people apply. The program places individuals on the waiting list in the order they apply.
Do you have a senior parent or a loved one with disabilities? The Kentucky Medicaid Waiver Program can help them live independently and with dignity. Look into these programs and whether your loved one is eligible.
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